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Rich Richardson
Rich Richardson

Alliance Real Estate

60 S Alcaniz St,
Pensacola, FL 32502 

tel: 850-417-0577 
Contact Me

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Blog: Mortgage Information

Your Savings and Down Payment

First Things First Most homebuyers, when getting ready to buy a home, start by looking at real estate listings on the internet, newspapers and magazines. Before contacting a real estate agent or shopping for interest rates you should take a look at your ... Read more

Land Contracts

Land contracts can be an alternative to a non-conforming loan, this can be helpful for people who have not yet established credit or who need to improve their credit score. In a land contract the buyer agrees to make periodic payments to the seller and th... Read more

Which ARM is the Best Alternative?

How would you like a mortgage loan where you did not have to make the whole payment if you did not want to? Or would you like a loan with an interest rate about 1% below a thirty-year fixed rate mortgage and pay zero points? Or a loan where you did not ha... Read more

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

 

The Richardson Group | 850-417-0577 | Contact Us 

60 S Alcaniz St - Pensacola, FL 32502
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